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Life Assurance Reading


Are you looking for professional Life Assurance advice in Reading?
Life assurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder).


IQ Financial Solutions are based near Reading. We understand that Life Assurance decisions can be complex so we strive to find the right Life Assurance solutions for your circumstances.  IQ Life Assurance advisors take into account your current health, assets and tax liabilities, to provide sound advice.


Types of Life Assurance
Term Assurance - you decide how much cover you want. This amount is called the 'sum assured'. This is the amount the insurance company pay if the person covered dies prematurely or is diagnosed with a terminal illness. You can choose for the sum assured to increase each year decrease each year or stay at the original amount.
 
Whole of Life – this type of life assurance provides a lump sum benefit on death providing the policy is in force at the time of death. The premium can be guaranteed for the life of the policy. There is no fixed term with this type of product and will continue to provide a benefit until the time of death, unlike Term Assurance with has a start and end date.

 

Decreasing Term – provides a lump sum on death and is generally used on a reducing liability such as a loan or mortgage that are on a repayment basis. This is because the sum assured reduces in line with the liability as it is repaid. The rate that the sum assured decreases during the term of the policy can be set in line with the liability.

 

By supplying your contact details our Administration staff will contact you to assess how we can help you decide on the right type of Life Assurance to support your personal requirements and if necessary allocate a registered and experienced Adviser to work with you.

 

Contact Life Assurance Reading


To book an appointment to discuss your Life Assurance needs in Reading call: 01189 291313. Lines open 9am to 5pm, Monday to Friday. Alternatively use our enquiry form. Don't forget to view our LinkedIn page.

 

Contact us today or call 01189 291313 for more details.

Contact IQ Financial Solutions

Our other services include: Will Writing , Estate Planning , Trusts , Life Assurance, Critical Illness , Permanent Health Insurance , Family Income Protection , Unemployment Cover , Accident and Sickness Cover , Home Insurance, Private Medical Insurance .

 

 

IQ Financial Solutions Limited is an appointed representative of H L Partnership Limited which is authorised and regulated

by The Financial Conduct Authority (FCA) – registration number FRN 590517.

IQ Financial Solutions Limited Registered in England and Wales, Registration No. 8248919.

The advice and/or guidance contained within this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.
Our Address: Abbey House,1650 Arlington Business Park, IQ Financial Solutions, Theale, Reading, RG7 4SA - Telephone Number 01189 291313.