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Life Assurance

Term Assurance - you decide how much cover you want. This amount is called the 'sum assured'. This is the amount the insurance company pay if the person covered dies prematurely or is diagnosed with a terminal illness. You can choose for the sum assured to increase each year decrease each year or stay at the original amount.
Whole of Life – this type of life assurance provides a lump sum benefit on death providing the policy is in force at the time of death. The premium can be guaranteed for the life of the policy. There is no fixed term with this type of product and will continue to provide a benefit until the time of death, unlike Term Assurance with has a start and end date.


Decreasing Term – provides a lump sum on death and is generally used on a reducing liability such as a loan or mortgage that are on a repayment basis. This is because the sum assured reduces in line with the liability as it is repaid. The rate that the sum assured decreases during the term of the policy can be set in line with the liability.


By supplying your contact details our Administration staff will contact you to assess how we can help you decide on the right type of Life Assurance to support your personal requirements and if necessary allocate a registered and experienced Adviser to work with you.


Contact us today or call 01189 291313 for more details. Don't forget to view our LinkedIn page.

Life Assurance

Our other services include: Will Writing , Estate Planning , Trusts , Life Assurance, Critical Illness , Permanent Health Insurance , Family Income Protection , Unemployment Cover , Accident and Sickness Cover , Home Insurance, Private Medical Insurance .


IQ Financial Solutions Limited is an appointed representative of H L Partnership Limited which is authorised and regulated

by The Financial Conduct Authority (FCA) – registration number FRN 590517.

IQ Financial Solutions Limited Registered in England and Wales, Registration No. 8248919.

The advice and/or guidance contained within this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.
Our Address: Abbey House,1650 Arlington Business Park, IQ Financial Solutions, Theale, Reading, RG7 4SA - Telephone Number 01189 291313.